If you have ever been in a car accident in Washington State , you probably have heard of PIP insurance coverage.  Having PIP coverage means your own insurance company will pay for your medical expenses and loss of income, regardless of fault.  Most policies are $10,000.00 which is the minimum in Washington State .  Pursuant to RCW 48.22.085, PIP is required on all policies unless you sign a waiver to exclude that coverage.  If you or a loved one has recently been in a car accident, remember to use your PIP coverage to pay for your medical bills and loss of income.